Nancy Howley has been in mortgage lending since 2004, bringing with her 24 years of business experience.  As a Mortgage Loan Originator, Nancy makes it easy for her customers to finance the purchase of a primary residence, second home, or investment property or the refinance of an existing mortgage.  With Home State Mortgage, she is able to offer a wide array of products and services with the best rates and lowest cost.

Nancy is an Illinois Certified Loan Originator.  For the past 38 years, Nancy has resided in Crystal Lake, Illinois where she volunteers for various local fund raisers and serves on the Crystal Lake School District 155 Central High School’s Booster Club annual Game Night Committee.  Nancy is a mother of two and in her spare time, enjoys bicycling and gardening.

Customer service is Nancy’s #1 goal.  She will personally take you step by step, from application to close; to be sure your financing transaction was smooth and uncomplicated with no surprises.