Home State Mortgage Group, Inc.
 a wholly owned subsidiary of Home State Bank, NA

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LOT FINANCING AND CONSTRUCTION LOANS

Have you found the “perfect” lot and the plans to build your dream home? Could you use some financial assistance in making your dreams come true?

We can help with vacant land and lot loans, and the financing for the construction of new homes. Here are just some of the features we offer our customers:

  • Up to 20 year amortization for residential lot loans
  • Down payments as low as 20%, depending on the purchase price of the lot
  • 9-month Construction Loans which offer interest-only monthly payments

At Home State Bank, we understand that finding and building your dream home often requires flexibility as plans and schedules change during the course of construction. Our loan products are designed to provide the flexibility if you need it. Knowing that, you can focus on building the home of your dreams.

And when the work is completed, we can help you move right into a longer term fixed or adjustable rate mortgage without having to go through another lender. Our goal is to serve your needs from start to finish over many years.

Apply Now  You may also apply by phone by calling 866-314-BANK (2265).